Top 10 most costly areas for ACA health insurance plans Anyone buying health insurance inside a Colorado resort town may feel as if closing the laptop and schussing the slopes to ease frustration. These areas were just named the foremost expensive for medical coverage beneath the Affordable Care Act (ACA ). Let Insurance. com assist you find affordable health insurance now. Kaiser Health News — which says its findings are depending on recent data coming from the Kaiser Family Foundation, the federal HealthCare. gov website and state exchanges — gives Colorado’s Eagle, Garfield and Pitkin counties (including Aspen and Vail ski getaways ) the very best premiums, at $483 a month. Rural regions of Georgia, Mississippi and Nevada aren‘t far behind, as is really a Connecticut suburb of New York City, all Alaska and the majority of Wyoming. The premiums are driven by lowest price ” silver ” plan, and that is mid-level coverage that almost all consumers are buying with the exchanges. Here will be the 10 most costly areas, depending on monthly premiums, consistent with Kaiser Health News : $483 — Colorado mountain resorts (Eagle, Garfield and Pitkin counties). Also, premiums in Colorado’s Summit County are $462. $461 — Southwest Georgia (Baker, Calhoun, Clay, Crisp, Dougherty, Lee, Mitchell, Randolph, Schley, Sumter, Terrell and Worth counties). $456 — Rural Nevada (Esmeralda, Eureka, Humboldt, Lander, Lincoln, Elko, Mineral, Pershing, White Pine and Churchill counties). $445 — Western Wisconsin (Pierce, Polk and St. Croix counties). $423 — Southern Georgia (Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Decatur, Early, Echols, Grady, Irwin, Lanier, Lowndes, Miller, Seminole, Thomas, Tift and Turner counties). $405 — Most of Wyoming, but excluding Natrona and Laramie counties. $399 — Southeast Mississippi (George, Harrison, Jackson and Stone counties). Also, the lowest price plan in Hancock County is $447. $395 — All of Vermont. $383 — Southwest Connecticut (Fairfield County). $381 — All of Alaska. The Kaiser report says the lofty premiums in Colorado could be blamed on high costs for medical care in those areas. In other pricey regions, insurers can inquire about more income because there‘s a limited quantity of hospitals and specialists open to patients. ” High individual insurance rates also reflect the extra costs that come when locals are likely to have poor health and where large numbers of individuals lack employer-sponsored insurance, leaving providers with increased charity cases and lower-reimbursed Medicare patients, ” based on the report. Health insurance options beyond the health insurance exchanges The ACA requires the uninsured have coverage from the March 31 deadline or face a penalty. The fine in 2014 is $95 or 1 percent in an individual’s taxable income, whichever is higher. The penalty climbs to $325 in 2015 and $695 by 2016. Subsidies can be found to assist shoulder costs for people who qualify. Consumers are eligible for any tax credit in the event that they earn as much as 400 percent from the federal poverty level — that is $94, 200 for any family of four in 2013. The tax credits aren‘t available for health insurance purchased outside the exchanges. You are able to shop for insurance with the government-run exchange with your state, but additional options : • Can you get it at work? Most employer-sponsored plans meet minimum standards set from the feds ; your boss should have notified you of the by Oct. 1. Bear in mind, though, that almost all employer-based plans have open enrollment in the autumn. Your workplace can provide you with the specific details, including deadlines. • Does an employer’s plan cover spouses or dependents? Most work-based health plans extend benefits to spouses, albeit they are not legally needed to. Again, check along with your employer. Also, anyone under 26 can remain on the parent’s medical plan, even if they should already get access to health insurance elsewhere, do not live with these or are married. • Do you qualify for a government health insurance plan? The ACA says you are covered when you have Medicare or Medicaid ; your children are covered in the event that they receive benefits beneath the Children’s Health Insurance Program. Medicare is typically eligible to anyone 65 or older, possess a disability or end-stage renal disease. Have the ear of a seven-month period (starting three months before your 65th birthday ) to join Medicare in the government’s Medicare. gov site. In case you do not check in then, you are able to enroll from Jan. 1 to March 31 of each and every year. Medicaid eligibility, which is expanded beneath the ACA, is founded on income and family size. Can you qualify? You are able to fill out a credit card applicatoin at the state’s health insurance exchange to see. You may also find out if your children could be covered with the Children’s Health Insurance Program. • Go directly to a health insurer Some companies that provide medical coverage — – including United Healthcare, Humana, Aetna, Cigna and Coventry — are not participating at many of the exchanges. But, in fact, they are still selling health insurance. You will get relevant information by checking out their websites, speaking with their representatives or dealing with an insurance agent. These companies may provide a bigger sort of plans compared to the exchanges, which offer more standardized coverage.

Ketinggalan Pesawat, Emak-emak Ini Nekat Terobos Landasan Pacu


Ada-ada aja memang kelakuan dari emak-emak. Salah satunya seperti yang diunggah oleh akun facebook Yuni Rusmini. Di video tersebut menampilkan bahwa ada seorang ibu-ibu yang berada di landasan pacu pesawat. Karena tak ingin terjadi hal membahayakan pada sang emak, dua petugas penerbangan yang berjaga di landasan pacu memegangi sang ibu supaya pergi dari sana. Wah, kenapa sih sebenarnya ibu-ibu ini? Kesurupan atau sudah ditinggalkan oleh Ferguso?

Eh, bukan kok bukan. Ibu-ibu ini nekat ke landasan pacu karena sudah ketinggalan pesawat. Jadinya ia panik dan akhirnya beliau langsung saja mengejar pesawat tanpa peduli bagaimana bahayanya berkeliaran di sana. Sampai-sampai si ibu ini pingsan setelah terjadi peristiwa tarik menarik dengan dua petugas tadi. Pada akhirnya, kejadian yang mirip dengan sebuah drama tersebut menjadi viral di media sosial.
Hmm.. sebenarnya emak-emak yang belum diketahui namanya ini tidak perlu melakukan tindakan tersebut. Ya karena masih ada cara lain yang aman untuk mengatasi ketinggalan pesawat. Tapi mungkin karena sudah terlanjur panik kali ya, jadi si ibu langsung terobos Apron Bandara tanpa memperdulikan keselamatannya sendiri.

Nah, sekarang kita bahas cara apa saja yang bisa dilakukan ketika ketinggalan pesawat. Cara pertama adalah dengan tetap tenang dan jangan goyang. Ya, ketenangan ini memang dibutuhkan ketika kita tertimpa musibah seperti ketinggalan pesawat. Apalagi kalau yang kita beli merupakan tiket promo, wah bakal rugi plus frustasi deh. Tapi, jangan biarkan hal itu terjadi ya Sahabat Boombastis, sekali lagi tetaplah tenang. Dengan tenang, kalian bisa berpikir jernih terhadap apa yang perlu dilakukan setelahnya.

Kedua,sesegera mungkin menghubungi call center atau ke loket dari maskapai penerbangan yang bersangkutan. Bersumber dari pegipegi.com, hal ini perlu dilakukan supaya ada jalan keluar dari masalah yang sedang kalian hadapi. Mungkin uang tiket bisa di-refund (dikembalikan), dioper ke waiting list untuk penerbangan selanjutnya atau tiket sudah hangus sehingga harus membeli yang baru.

Tapi untuk bagian tiket harus membeli yang baru, Sahabat Boombastis perlu untuk bersabar kembali. Sebab untuk mendapatkan penerbangan pada hari yang sama itu cukup sulit dan bahkan tidak ada kursi tersisa. Jadi, dikutip dari laman tiket2.com, kalian perlu untuk memanfaatkan kecanggihan aplikasi pencarian tiket pesawat. Cara ini cukup mumpuni lantaran kalian bisa membandingkan mana maskapai yang memiliki jam penerbangan paling awal. Selain itu kalian juga bisa nih membandingkan harga yang murah, ya hitung-hitung penghematan lah setelah tiket sebelumnya hangus.


Melihat peristiwa yang menimpa ibu-ibu di atas, kita jadi mendapatkan banyak pelajaran. Salah satunya adalah tidak meninggalkan kawasan bandara sedetikpun. Apalagi kalau sudah boarding, usahakan untuk tidak ke mana-mana. Lalu, usahakan juga bawa jam tangan supaya kalian bisa melihat waktu setiap saat. Cara ini cukup ampuh untuk menghindari ketinggalan pesawat.

Lalu bagaimana nasib dari emak-emak tadi? Sahabat Boombastis tenang saja, karena cerita ini happy ending kok. Dilansir dari laman detik.com, si ibu sudah mendapatkan tiket gratis menuju ke Jakarta. Bahkan, ibu tersebut mendapatkan tiket pada hari yang sama. Wah, beruntung banget ya si ibu. Semoga di penerbangan selanjutnya enggak terulang lagi ya buk.



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